The investor Cash Flow Product is for experienced real estate investors who are purchasing or refinancing investment properties to be held for business purposes. The loan qualification is determined based on a debt coverage ratio, or DCR, with borrowers qualifying based on cash flows from the subject property.

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GUIDELINES

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• No personal income used to qualify

• No DTI restrictions

• Qualification based on property cash flow

• Loans up to $1 million (minimum loan $75,000)

• Up to 75% LTV (including cash-out)

• Credit scores starting at 600